When local law sets the rule
Our Terms & Conditions apply once you create an account, keep using it, or return after a change goes live. If local law in your state, territory, or country says a clause cannot apply, that local rule takes priority. We may pause access, ask for more
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details, or refuse a request when the law, our checks, or the record in your account requires it. For payment records, the reference shown by UPI, Paytm, PhonePe, or Google Pay should match the entry in your ledger before you confirm a request. We can update
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these terms when the legal position, account flow, or service structure changes. The date shown on this page tells you which version is current, and continued use after that date means your account follows the updated text.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.